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Start Late, Finish Rich: A No-Fail Plan for Achieving Financial Freedom at Any Age (Finish Rich Book Series) | David Bach | David Bach....
 
 


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Start Late, Finish Rich: A No-Fail Plan for Achieving Financial Freedom at Any Age (Finish Rich Book Series)
David Bach

Broadway, 2006 - 368 pages

average customer review:based on 92 reviews
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     highly recommended  highly recommended



David Bach has a plan to help you live and finish rich?no matter where you start

So you feel like you?ve started late?

You are not alone.

What if I told you that right now as you flip through this book, 70% of the people in the store with you are living paycheck to paycheck?

What if I told you that the man browsing the aisle to your left owes more than $8,000 in credit card debt? And the woman on your right has less than $1,000 in savings?

See? You?re really not alone.

Unfortunately, the vast majority of people who?ve saved too little and borrowed too much will never catch up financially. Why? Because they don?t know how.

You can start late and finish rich?but you need a plan.

This book contains the plan. It?s inspiring, easy to follow, and is based on proven financial principles. Building a secure financial future for yourself isn?t something you can do overnight. It will take time and it will take work. But you can do it.

I know. I?ve helped millions of people get their financial lives together?and I can help you. Spend a few hours with me?and let me challenge you. Give me a chance to become your coach.

Just because you started late doesn?t mean you are doomed to an uncertain future. Whether you?re in your thirties, forties, fifties, or beyond, there is still time to turn things around. It?s never too late to live and finish rich. All it takes is the decision to start.


?David Bach

Is it too late for me to get rich?

Over and over, people share their fears with David Bach, America?s leading money coach and the number-one national best-selling author of The Automatic Millionaire. ?If only I had started saving when I was younger!? they say. ?Is there any hope for me??

There IS hope, and help is here at last!

In Start Late, Finish Rich, David Bach takes the ?Finish Rich? wisdom that has already helped millions of people and tailors it specifically to all of us who forgot to save, procrastinated, or got sidetracked by life?s unexpected challenges.

Whether you are in your thirties, forties, fifties, or even older, Bach shows that you really can start late and still live and finish rich ? and you can get your plan in place fast. In a motivating, swift read you learn how to ramp up the road to financial security with the principles of spend less, save more, make more ? and most important, LIVE MORE. And he gives you the time tested plan to do it.

The Start Late, Finish Rich promise is bold and clear:

Even if you are buried in debt ? there is still hope.

You can get rich in real estate ? by starting small.

Find your ?Latte Factor? ? and turbo charge it to save money you didn?t know you had.

You can start a business on the side ? while you keep your old job and continue earning a paycheck.

You can spend less, save more and make more ? and it doesn?t have to hurt.

David Bach gives you step-by-step instructions, worksheets, phone numbers and website addresses --everything you need to put your Start Late plan into place right away. And he shares the stories of ordinary Americans who have turned their lives around, at thirty, forty, fifty, even sixty years of age, and are now financially free. They did it, and now it?s your turn. With David Bach at your side, it?s never too late to change your financial destiny. It?s never too late to live your dreams. It?s never too late to be free.




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A program to help you get from where you are to a decent retirement

David Bach is one of the more successful personal finance gurus who pumps out shelves of books, sells seats at seminars, and so on. He is a brand as much as he is an author. This book focuses on the financial requirements of those who realize they need to get ready for retirement, but they let the clock get too far ahead of them. They are like a batter who falls behind the pitcher, 0-2 and still want to get on base. This book provides a practical and good natured guide and how you can get to retirement somehow, someway, if you are willing to do what is necessary.

Bach presents his material in 23 chapters divided into five parts. He is very clear that Living Rich is more about quality of life than just having more money that you have to be miserable to acquire and never get to use in ways that have any personal meaning for you.

Part One focuses on why you need to start now and why freedom is more important than mere money. Part Two talks about how you can spend less. You know you have to, so why not give you your daily $5 latte and brew your own cup of Joe? He also provides a good system for paying off your credit cards and how to negotiate with your bank and credit card company to lower interest rates and penalties. He also provides sound warnings about those credit counseling companies. Basically, stay away from them. He does provide info on good financial counseling resources and how you can check on them.

Now that you have stopped the bleeding you can go on to Part Three and learn ways to Save More. Bach provides good methods to help you pay yourself first by automatically saving and explains why boring investments are much better than exciting ones when it comes to your financial future. Still, you ability to save is limited by your income, so Part Four helps you focus on a number of ways to make more at your job, at part time opportunities or side businesses that allow you to keep your job, but provide valuable supplementary income.

Part Five is about your quality of life and why your money is really about serving this purpose. Bach also explains why giving and blessing the lives of others is a great way to enhance the quality of your own life.

Reviewed by Craig Matteson, Ann Arbor, MI



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David Bach....

Hello everyone, first off i have read David's "Automatic Millionaire" and if you want a good book to get you hyped about investing I would read that one first. I just started reading this one and it has some of the same principles except it's guided to accelerating the investing process incase you started investing later on in your life. My personal recommendation is if your kind of interested in investing or you're looking to know the big picture of the different types of investing then David Bach's books are a solid choice for easy reading and comprehension.


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Bach bets you can still strike it rich

The shelves are full of books on personal finance and retirement. Many cover a familiar list of sound principles: Save, get out of debt, pay down your mortgage, add to your retirement investments and live fully. However, getAbstract finds that David Bach's books are effective in their own distinctive way because of his emphasis on quality of life and simplicity (like using automatic deductions to meet your fiscal goals). Bach's bestsellers have developed a wide following. If he is your preferred financial guru, you will enjoy this guide to a better fiscal future.


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This book motivated me....

This book is easy to read and covers a lot of different topics with ideas that can be put to practical use. I am on my second read and this book has motivated me to up my percentage going in to my 401k. So although there's not too much that I wasn't already aware of after reading this book, I feel that reinforcing principles is a good thing and if a book can motivate me enough to take positive action with my financial situation, then it's a book that is well worth reading!!!


Start Late, Finish Rich

Loved the book!!! It had many helpful tips to get you back on track to save for retirement.


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reviews: page 1, 2, 3, 4, 5, 6, 7, 8, 9, 10



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